A listing of our fees and charges can be found below. Feel free to call us at 212-695-8900 if you have any questions about your account.
Important Information Regarding PCU’s Fees:
– Minimum Balances for PCU’s Share Certificate Accounts (including IRA Share Certificates) are now $1,000 – making it easier for our members to take advantage of our great rates!
– IRA Shares and Regular Share Draft Accounts have NO minimum balance required.
– Share Draft accounts with no other deposits or types of accounts require a minimum balance of $210.
– A PCU checking account has NO minimum balance – but a PCU share account is required.
– For the regular share accounts that do not keep a $200 minimum balance, members will be charged a monthly fee of $10.
It is important to note that all of PCU’s member offerings require a share account with a minimum of $10.
|FEES AND CHARGES|
|ATM Inquiry Fee (Members get 8 free per month)||$0.50|
|ATM Transaction Fee (Members get 8 free per month)||$1.00|
|Certified Teller Check Fee||$5.00|
|Collection on Foreign Bank Check Fee||$20.00|
|Copies of Loan Documents (cost is per page, with a maximum charge of $100 per file) plus postage costs||$10.00|
|Copies of Statements (per year)||$15.00|
|Copies of Checks (per check)||$5.00|
|Domestic Wire Transfer Fee (Incoming)||FREE!|
|Domestic Wire Transfer Fee (Outgoing)||$30.00|
|IRA Maintenance Fee (Deducted Annually on July 1st)||$10.00|
|IRA Termination Fee (Prior to age 59 and a half)||$25.00|
|Legal Processing Fee||$50.00|
|Money Order Fee||$3.00|
|Research of Prior Year Activity Fee (per year)||$15.00|
|Return Item Fee (Check/ACH)||$30.00|
|Share Account Monthly Minimum Balance for Balances $200 or Less||$10.00|
|Stop Payment Fee (Share Drafts and Teller Checks)||$10.00|
You can find a list of forms at PCU below.
Forms may be updated at any time so please refer back to this page when you need a new form. All forms are in Adobe’s PDF format. You can download the free Adobe PDF reader here.
- Account-Maintenance-Form-Fillable.pdf (304.43 Kb)
- CD-Purchase-Form.pdf (430.38 Kb)
- Designation-or-Change-of-Beneficiary.pdf (224.72 Kb)
- Member-App-10-2015.pdf (440.21 Kb)
- Member-Update.pdf (358.08 Kb)
- NCUAYourInsuredFunds.pdf (2.87 Mb)
- Request-for-Products.pdf (282.67 Kb)
- Withdrawal-Request-Shared-Branch.pdf (141.1 Kb)
- Withdrawal-Request.pdf (106.42 Kb)
- Zix-and-You.pdf (446.35 Kb)