Rates

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Savings Rates

All rates are effective as of 10/01/2018. Please note that rates can change at anytime.
Account TypeAPYMinimum Deposit RequiredMinimum Account BalanceNotes
REGULAR SHARES0.15%$10$100
REGULAR SHARES0.50%$10$5,000
REGULAR SHARES0.75%$10$50,000
BASIC SHARE DRAFT0.15%$0$300
BONUS SHARE DRAFT1.25%*$100$100*Members can get this special rate with one ACH transfer per month from another financial institution.
FLEXIBLE MONEY MARKET2.15%$500 - $49,999.99$500
PLATINUM MONEY MARKET 2.3%$50,000 - Unlimited$50,000
TRAD IRA SHARES0.75%$0$100
ROTH IRA SHARES0.75%$0$100
ROTH CONV IRA SHARES0.75%$0$100
COVERDELL SHARES0.75%$0$100

Certificate Rates

All rates are effective as of 10/01/2018. Please note that rates can change at anytime.
Certificate TermAPYMinimum Deposit
12-MONTH2.15%$1,000.00
18-MONTH 2.30%$1,000.00
24-MONTH2.40%$1,000.00
36-MONTH SPECIAL2.50%$1,000.00
60-MONTH SPECIAL2.75%$1,000.00

Individual Retirement Account (IRA) Rates

All rates are effective as of 10/01/2018. Please note that rates can change at anytime.
Certificate TermAPYMinimum Deposit Required
12-MONTH2.15%$1,000
18-MONTH2.30%$1,000
24-MONTH2.40%$1,000
36-MONTH2.50%$1,000
60-MONTH2.75%$1,000

*APY = Annual Percentage Yield. Membership conditions may apply.

**Members with a PCU bonus share draft account who don’t meet the ACH requirements to qualify for the 1.25% APY¬†will receive 0.15% APY.